How does it
Start search
Start your search online. To get started, we’ll ask for your name and email address, and a few personal details such as your date of birth, address, phone number, and NI number.
Trace
You’ll be assigned a claim manager who’ll get to work contacting your pension providers to get a transfer balance for each of your old pensions. Some providers take longer to respond than others, but most take a few weeks. Your claim manager will keep you updated on their progress via email.
Pension combined
Soon, your transfers will be complete, and the balance of your new plan will be updated. On average, it takes 12 weeks to process and transfer your old pensions. To manage your money or read the finer details about your plan, you can log into your account which is your personal pension dashboard. You’ll be able to manage your retirement savings online in one place, so you’ll never lose track of your pension again.
Our Fees
Once your pensions are transferred to your PPRS Pension account, your current providers will stop deducting fees.
The PPRS App will charge 0.6% per year, plus an initial fee of 2% for all completed transfers.
Fund management fees from --------------- also apply. These are currently 0.22%.
Lost track of your old pensions?
Sign up to PPRS and we’ll combine your old pensions into a new plan that you can manage online.
You may have lost track of pensions due to changing jobs frequently, moving house without updating your details with the provider, or because pension companies have merged or been taken over by other firms. Billions of pounds in pensions are currently unclaimed in the UK.
To trace a pension effectively, gather as much information as possible:
- The names of your previous employers and the dates you worked for them.
- The name of the pension provider or scheme (if known).
- Your National Insurance number.
- Any previous names or addresses.
- Old pension statements or policy numbers (if available).
Once you've located the provider, contact them to update your personal details and request a current statement. You can then:
- Find out the pension's current value, fees, and retirement options.
- Consider consolidating multiple pensions into one pot for easier management
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